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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. When a life insurance or annuity replacement policy is sold, the policyowner has a right to return the policy for a full refund of premium within

A) 3 days.
B) 7 days.
C) 20 days.
D) 14 days.

2. If a primary beneficiary dies, life insurance benefits are then paid to

A) the tertiary beneficiaries.
B) the sub-primary beneficiaries.
C) the contingent beneficiaries.
D) no one.

3. Under a multiple protection policy, the policy that pays on the death of the last person is called

A) an annuity life policy.
B) a universal life policy.
C) a joint life policy.
D) a survivorship life policy.

4. Which of the following is NOT a requirement to become a resident producer or adjuster in Oklahoma?

A) Be at least 18 years of age.
B) Successfully passing a licensing examination.
C) Live in Oklahoma for a period of 6 months or more.
D) Must be of good personal and business reputation.

5. All of the following are Medicare Advantage Plans EXCEPT

A) Private Fee-For-Service (PFFS).
B) Preferred Provider Organization (PPO).
C) Social Security Disability Income (SSDI).
D) Health Maintenance Organization (HMO).

Solutions: