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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. An agent who collects money from an insured and holds it for payment to the insurer is

A) wrongfully withholding funds.
B) providing coverage.
C) commingling funds.
D) acting in a fiduciary capacity.

2. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) requirement.
B) standard exception.
C) condition.
D) post policy event.

3. Which two elements should always be contained in an escrow agreement, specifically to protect the fiduciary and prevent lawsuits?

A) amount of escrow and addresses of each party
B) location of property and reason for escrow
C) limitation of liability and ability to resign
D) time limit and file number

4. The effective date on a title commitment is the date

A) the public records were verified to.
B) of the last recording on record.
C) the order was completed.
D) the commitment is issued.

5. Which of the following is excluded from coverage in the standard owner's policy?

A) any law, ordinance, or governmental regulation without filed notice
B) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
C) lack of a right of access to and from the land
D) recorded documentation on the title to real property without acknowledgment

Solutions: